🏡 How Long Does the Home-Buying Process Take?
If you’re starting your home search, one of the most common questions is: “How long does it actually take to buy a home?”
The answer depends on several factors—your financing, the market, and how quickly you find the right property—but most buyers can expect the process to take anywhere from 30 to 60 days once under contract, and sometimes several months overall from pre-approval to closing.
At Evermark Property Group, we guide buyers throughout Enfield, Somers, and surrounding areas through every step, ensuring a smooth, well-coordinated experience from pre-approval to keys in hand.
🕐 Step-by-Step Home-Buying Timeline
Here’s what a typical buying timeline looks like in Connecticut and Massachusetts:
1. Pre-Approval: 1–5 Days
Before shopping for homes, getting pre-approved gives you a clear budget and helps your offer stand out. Local lenders can often complete pre-approvals in just a few days if your documents are ready.
2. Home Search: 2–12+ Weeks
This phase varies the most. Some buyers find “the one” on their first weekend out, while others may take several months to find the right home—especially in low-inventory markets like Somers, Enfield, or East Longmeadow.
Your real estate agent will help refine your search, set up alerts, and keep you informed the moment a great listing hits the market.
3. Offer and Negotiation: 1–5 Days
Once you find a home, your agent will submit an offer and negotiate terms. Quick, professional communication can make all the difference—especially in competitive multiple-offer situations.
4. Inspection and Appraisal: 1–3 Weeks
After your offer is accepted, inspections typically happen within the first week, followed by the lender’s appraisal. Appraisal scheduling and report turnaround can influence timing here.
5. Loan Finalization and Underwriting: 2–4 Weeks
During this phase, your lender verifies all documentation, conducts title work, and issues your “clear to close.”
Staying proactive with requested paperwork can help avoid delays.
6. Closing: 1 Day
The big day! You’ll sign your paperwork, wire funds, and officially become the new homeowner. Closings typically take a few hours.
💬 What Can Delay the Process?
Even well-prepared buyers encounter occasional slowdowns. Common causes include:
Appraisal delays due to high volume
Title or legal questions that need resolution
Lender backlogs during peak seasons
Repairs or credits negotiated after inspection
An experienced agent can anticipate these hurdles and help keep the process on track.
🌟 Local Insight: Setting Realistic Expectations
Every buyer’s experience is different. Some of our clients in Somers, Enfield, and Longmeadow find the right home the very first time we go out, while others may take several months of searching before “the one” comes along.
Once under contract, most closings take about 30 to 45 days on average—depending on financing, inspections, and coordination between the buyer, seller, and lender.
At Evermark Property Group, we make sure each step of the process stays on track by staying proactive, organized, and in constant communication with everyone involved.
🏠 Your Trusted Partner Through Every Step
Buying a home isn’t just about transactions—it’s about timing, teamwork, and trust.
At Evermark Property Group, we’ve proudly served Enfield, Somers, Ellington, East Windsor, Hampden, East Longmeadow, and Longmeadow for over a decade.
Our local experience and relationships with area lenders, inspectors, and attorneys help ensure each step of your home purchase moves forward smoothly and efficiently.
👉 Contact Evermark Property Group today to connect with a trusted Enfield CT real estate agent and start your home-buying journey with confidence and clarity.
📞 (860) 402-5872
📩 [email protected]
📍 265 Hazard Ave, Enfield, CT
Written by: Michael Kusy
*Broker/Owner – Evermark Property Group